Residential Title Insurance Services
Residential Title Insurance Services
Title X provides trusted residential title insurance services for homebuyers, homeowners, and lenders involved in residential real estate transactions. Our goal is to protect property ownership and ensure a secure closing experience from contract to post-closing support.
Residential real estate transactions can carry hidden risks, even when a property appears straightforward. Our residential title insurance services are designed to identify and protect against title issues that could threaten ownership rights or financial security.
What Residential Title Insurance Protects Against
Residential title insurance helps safeguard against:
- Unpaid mortgages, tax liens, or HOA assessments
- Ownership disputes involving heirs or former spouses
- Recording errors or missing documents
- Boundary disputes and encroachments
- Undisclosed easements or restrictions
- Fraud or forged documents
Unlike other insurance types, residential title insurance protects against past issues that may surface after closing.
Owner’s and Lender’s Title Insurance
Owner’s Residential Title Insurance
Protects homeowners from covered title defects for as long as they own the property. Coverage includes legal defense and financial protection up to the policy amount.
Lender’s Residential Title Insurance
Required by mortgage lenders, this policy protects the lender’s lien position and remains in effect until the loan is paid off.
Our Residential Title Process
Comprehensive protection and exceptional service for every property transaction
Title Search
We review ownership history, liens, judgments, and public records.
Title Examination
Our examiners analyze findings and identify issues requiring resolution.
Preliminary Title Commitment
Outlines coverage, exceptions, and closing requirements.
Issue Resolution
We coordinate releases, corrections, and documentation.
Policy Issuance
Final residential title insurance policies are issued at closing.
Residential Properties We Cover
Our residential title insurance services support:
- Single-family homes
- Condominiums and townhomes
- Duplexes, triplexes, and four-unit properties
- New construction
Manufactured housing
Why Homebuyers Choose Title X
- Thorough title searches and examinations
- Clear communication throughout the transaction
- Compliance with state-specific regulations
- Lifetime support for owner’s title insurance policies
Whether you are purchasing your first home, refinancing, or investing in residential property, Title X delivers residential title insurance services designed for accuracy, protection, and peace of mind.
We Build Confidence at Every Step, From Title Search to Final Signature.
Licensed Title Insurance Underwriter in 30+ States
We’re a trusted and licensed title insurance underwriter serving clients across 30+ states. Partner with us for secure, seamless, and compliant title solutions nationwide.
Our Trusted Partners
Title X operates across 30+ states, offering Title Insurance and Settlement Services. We are licensed and follow all relevant State and Federal laws and regulations. You can check our license status with your respective state agencies. We do not offer tax advice, loan approval, or lending. We are a licensed settlement provider, and not a mortgage lender.
Title X is a registered US-based business. Our main operating offices – 2000 Town Center Drive Suite 1900, Southfield, MI – 48075. The information and guidance on this website follow US laws and is for customers in the United States. To ensure quality service and training, all customer phone calls may be recorded.
Who Needs Title Insurance?
Homebuyers
Protect your largest investment
Investors
Secure your property portfolio
Lenders
Safeguard your lending interests
Developers
Ensure clear title for projects
Lawyers
Trusted partner for closings
What Our Clients Say
As an account executive, I rely on title partners who move fast and get things right the first time. Title X delivers clear title work, quick turnarounds, and consistent follow-through from start to finish. Their efficiency helps my loan officers close on schedule and keeps our borrowers happy. I genuinely enjoy working with Title X because they make every transaction smooth and dependable.
As a mortgage broker, I depend on title partners who deliver accurate work and make my clients feel confident through the process. Title X consistently provides clean title commitments, timely updates, and perfectly balanced closing packages. Their precision and reliability give me peace of mind knowing every loan will close smoothly and reflect well on my business.
"What I appreciate most about Title X is their communication and teamwork. They’re always available when needed, keep everyone informed, and handle situations with a calm, professional approach. It feels like they’re working alongside us to get every deal across the finish line. I keep coming back to them because they make every closing easy, reliable, and well-coordinated."
As a mortgage broker, I deal with tight timelines and unexpected changes all the time. What stands out about Title X is how quickly they adjust without letting anything fall through the cracks. Their ability to stay calm under pressure and still deliver accurate work keeps my clients happy and my closings on track.
"As a mortgage professional, I value partners who help me move loans from clear to close without friction. Title X stands out for their speed, accuracy, and technology that keeps every stakeholder aligned. Their team anticipates what’s needed before I even ask, which saves time for both my processors and clients."
