Terms of Service

Last Updated: 11/20/2025

Welcome to Title X. By accessing our website, using our services, or engaging with our team, you agree to the following Terms of Service. Please read these terms carefully, as they describe your rights and responsibilities when working with us.

1. Acceptance of Terms

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and any additional documents referenced herein, including our Privacy Policy.

2. Services Provided

Title X provides:

• Title search and examination

• Title insurance services

• Settlement and closing services

• Document preparation

• Escrow and transaction coordination

All services are subject to applicable state and federal regulations governing real estate transactions.

3. User Responsibilities

By engaging with our services, you agree to:

• Provide accurate, complete, and up-to-date information

• Respond promptly to requests for documents or clarification

• Comply with all laws and contractual obligations related to your transaction

• Use our website and services only for lawful purposes

You are responsible for maintaining the confidentiality of any login credentials or sensitive information shared through secure portals.

4. Accuracy of Information

While we strive to provide accurate and current information, Title X does not guarantee that all website content, calculators, or resources are error-free. Any reliance on website content is at your own risk.

5. Transaction Processing

Real estate transactions involve multiple parties (agents, lenders, attorneys, etc.). Title X is responsible only for the services specifically outlined in your closing documents or engagement agreement.

We reserve the right to decline or pause service if:

• Required documents are not provided

• Fraud or suspicious activity is detected

• Legal or regulatory issues arise

6. Fees & Payments

Service fees will be disclosed in advance through estimates, closing disclosures, or engagement documents.

By engaging Title X, you agree to:

• Pay all applicable fees

• Cover additional charges for expedited services, reprocessing, or document corrections (when applicable)

Payments are due as stated in your closing timeline or service agreement.

7. Intellectual Property

All website content—including text, graphics, logos, icons, and media—is owned by Title X and protected by copyright and trademark laws.
You may not copy, reproduce, distribute, or modify any content without written permission.

8. Third-Party Links & Services

Our website may contain links to third-party websites or tools. Title X is not responsible for:

• Third-party content

• Privacy practices

• Accuracy or reliability of external sites

Accessing third-party resources is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law:

• Title X is not liable for indirect, incidental, or consequential damages

• We are not responsible for delays caused by lenders, banks, agents, government agencies, or system outages

• We do not guarantee uninterrupted or error-free website operation

Our liability is limited strictly to the scope of services we provide.

10. Indemnification

You agree to indemnify and hold harmless Title X, its employees, officers, and affiliates from any claims, losses, damages, or expenses arising from:

• Your misuse of the website or services

• Your violation of these Terms

• Errors or omissions in the information you provide

11. Termination of Services

We reserve the right to suspend or terminate access to our website or services at any time, especially in cases of:

• Fraudulent activity

• Non-compliance with legal requirements

• Abuse or misuse of service portals

12. Governing Law

These Terms of Service are governed by the laws of the state in which Title X operates, without regard to conflict-of-law rules.

13. Changes to These Terms

Title X may update these Terms of Service at any time. Changes will be posted on this page with an updated “Last Updated” date. Continued use of our website or services indicates acceptance of the modified terms.

14. Contact Information

For questions or concerns regarding these Terms, please contact us:

Title X
Email: contact@titlexco.com
Phone: (866) 276-9271
Address: 2000 Town Center Drive Suite 1900, Southfield, MI – 48075