Titlexco

Title Insurance For Refinance

Ensure a clear and marketable property title before you buy or sell

Ensuring Clear Ownership with Expert Title Examination Services

When refinancing a mortgage, lenders require title insurance for refinance to confirm clear ownership and protect their loan position. Title X provides reliable refinance title insurance services designed to support smooth, on-time refinance closings.

Even if you obtained title insurance when purchasing your property, a new lender’s policy is required when refinancing. Our role is to ensure no new title issues have arisen since the original purchase that could affect the new loan.

Why Title Insurance Is Required for Refinancing

Title insurance for refinance protects lenders against:

  • New liens recorded after the original purchase
  • Judgments, tax liens, or HOA assessments
  • Ownership changes or unresolved legal claims
  • Recording errors affecting lien priority

Lenders rely on refinance title insurance to confirm their mortgage will be properly recorded and secured.

Title Search & Examination Services | Title X services in 30+ states in US
Secure Handling and Confidential Service​

How the Refinance Title Insurance Process Works

  1. Title Search and Examination
    We review public records to verify ownership and identify liens, judgments, or defects.
  2. Title Commitment Issuance
    A preliminary commitment outlines coverage, requirements, and any issues to be resolved before closing.
  3. Issue Resolution
    If problems are identified, we coordinate lien payoffs, corrections, and documentation.
  4. Closing and Policy Issuance
    Once the refinance closes, the lender receives a refinance title insurance policy protecting their interest.

We Build Confidence at Every Step, From Title Search to Final Signature.

Refinance Title Insurance Costs

Costs vary by state and loan amount but typically include:

  • Lender’s title insurance premium
  • Title search and examination fees

Many refinances qualify for reissue rate discounts, reducing premiums when a prior title policy is available.

Trusted Support from Start to Close​​ - Title Search & Examination Services

Types of Refinance Transactions We Support

  • Rate-and-term refinances
  • Cash-out refinances
  • FHA and VA streamline refinances
  • Investment property refinances

Our title insurance for refinance services are structured to minimize delays while maintaining full compliance.

Title X’s Technological Edge: Compliance​

Our Trusted Partners

Why Choose Title X for Refinance Title Insurance

  • Fast turnaround times
  • Clear communication throughout the process
  • Experience working with lenders nationwide
  • Accurate title searches and policy issuance

If you are refinancing to secure better terms or access equity, Title X delivers dependable refinance title insurance solutions that keep your closing on track.

Trusted Title Search & Examination Partner Across 30+ States

We provide reliable escrow and settlement services trusted by clients across 30+ states. Our experienced team ensures secure, seamless, and transparent transactions every step of the way.

Why Choose Our Title Services?

Comprehensive protection for your most important investment

Who Needs Title Insurance?

A streamlined approach to securing your property investment

Homebuyers

Protect your largest investment

Investors

Secure your property portfolio

Lenders

Safeguard your lending interests

Developers

Ensure clear title for projects

Lawyers

Trusted partner for closings

What Our Clients Say

Real stories from real clients who experienced the Title X difference.

As an account executive, I rely on title partners who move fast and get things right the first time. Title X delivers clear title work, quick turnarounds, and consistent follow-through from start to finish. Their efficiency helps my loan officers close on schedule and keeps our borrowers happy. I genuinely enjoy working with Title X because they make every transaction smooth and dependable.

Anthony Didonato Account Executive at New Rez LLC

As a mortgage broker, I depend on title partners who deliver accurate work and make my clients feel confident through the process. Title X consistently provides clean title commitments, timely updates, and perfectly balanced closing packages. Their precision and reliability give me peace of mind knowing every loan will close smoothly and reflect well on my business.

Nikki Shah Mortgage Broker at Creative Mortgage

"What I appreciate most about Title X is their communication and teamwork. They’re always available when needed, keep everyone informed, and handle situations with a calm, professional approach. It feels like they’re working alongside us to get every deal across the finish line. I keep coming back to them because they make every closing easy, reliable, and well-coordinated."

Pranesh Ambati Mortgage Broker at Shopwise Mortgage

"For me, what makes Title X different is how smoothly they coordinate with buyers, sellers, and agents. They make the closing process feel personal and organized. My clients always walk away happy, which says a lot about how they operate."

Pallavi Abbott
Pallavi Abbott Realtor

"Title X has mastered the balance between technology and turnaround time. Their digital tools make document sharing and tracking incredibly simple, and their team moves fast without missing details. Every file I send their way closes smoothly and right on schedule."

Nicholas Didonato Account Executive at New Rez LLC

From one title professional to another, I can say the team at Title X runs a solid operation. They’re responsive, professional, and clearly focused on doing things the right way. It’s always good to see companies in our industry maintaining high standards and putting clients first.

Jamie Binham Owner at JC Title

As a mortgage broker, I deal with tight timelines and unexpected changes all the time. What stands out about Title X is how quickly they adjust without letting anything fall through the cracks. Their ability to stay calm under pressure and still deliver accurate work keeps my clients happy and my closings on track.

Marcel Cilla Mortgage Broker at SafeTrust Mortgage

"Title X has turned what used to be a stressful part of the process into something seamless. Their system is efficient, their updates are timely, and their people genuinely care about outcomes. I know I can depend on them for every file."

Chinmay Deshpande Mortgage Broker at C4D Mortgage

"I’ve had nothing but positive experiences with Title X. They handle every transaction like pros and make sure no one feels left out of the loop. When I work with them, I know the process will be efficient and professional from start to finish."

Brian Mutter Mortgage Broker

"As a mortgage professional, I value partners who help me move loans from clear to close without friction. Title X stands out for their speed, accuracy, and technology that keeps every stakeholder aligned. Their team anticipates what’s needed before I even ask, which saves time for both my processors and clients."

Al Harb Account Executive at Rocket Mortgage

Frequently Asked Questions

Get answers to common questions about title insurance
What does an escrow company do?
We act as a neutral third party that holds funds and documents until all sale terms are met. This protects both buyers and sellers by ensuring that no money or property changes hands until all conditions of the agreement are fulfilled.
Typically between 3–7 business days, depending on transaction complexity. Factors that can affect timing include the number of parties involved, financing arrangements, and any title issues that need to be resolved.
Fees are usually shared or negotiated between buyer and seller. The specific arrangement is typically outlined in the purchase agreement and can vary based on local customs and market conditions.
If any title defects or issues are discovered, we work diligently to resolve them before closing. We coordinate with all parties and keep everyone informed throughout the resolution process.
Absolutely. All funds are held in secure, segregated escrow accounts and are fully protected. We follow strict regulations and industry best practices to ensure the safety of your funds at all times.

Contact Us

Want this closed fast and flawlessly? Hit reply or call us now – we’ll take over and deliver your title commitment quicker than anyone else.

    Looking For something in particular?

    Let us help you