Title Insurance For Refinance
Ensuring Clear Ownership with Expert Title Examination Services
When refinancing a mortgage, lenders require title insurance for refinance to confirm clear ownership and protect their loan position. Title X provides reliable refinance title insurance services designed to support smooth, on-time refinance closings.
Even if you obtained title insurance when purchasing your property, a new lender’s policy is required when refinancing. Our role is to ensure no new title issues have arisen since the original purchase that could affect the new loan.
Why Title Insurance Is Required for Refinancing
Title insurance for refinance protects lenders against:
- New liens recorded after the original purchase
- Judgments, tax liens, or HOA assessments
- Ownership changes or unresolved legal claims
- Recording errors affecting lien priority
Lenders rely on refinance title insurance to confirm their mortgage will be properly recorded and secured.
How the Refinance Title Insurance Process Works
- Title Search and Examination
We review public records to verify ownership and identify liens, judgments, or defects. - Title Commitment Issuance
A preliminary commitment outlines coverage, requirements, and any issues to be resolved before closing. - Issue Resolution
If problems are identified, we coordinate lien payoffs, corrections, and documentation. - Closing and Policy Issuance
Once the refinance closes, the lender receives a refinance title insurance policy protecting their interest.
We Build Confidence at Every Step, From Title Search to Final Signature.
Refinance Title Insurance Costs
Costs vary by state and loan amount but typically include:
- Lender’s title insurance premium
- Title search and examination fees
Many refinances qualify for reissue rate discounts, reducing premiums when a prior title policy is available.
Types of Refinance Transactions We Support
- Rate-and-term refinances
- Cash-out refinances
- FHA and VA streamline refinances
- Investment property refinances
Our title insurance for refinance services are structured to minimize delays while maintaining full compliance.
Our Trusted Partners
Why Choose Title X for Refinance Title Insurance
- Fast turnaround times
- Clear communication throughout the process
- Experience working with lenders nationwide
- Accurate title searches and policy issuance
If you are refinancing to secure better terms or access equity, Title X delivers dependable refinance title insurance solutions that keep your closing on track.
Trusted Title Search & Examination Partner Across 30+ States
We provide reliable escrow and settlement services trusted by clients across 30+ states. Our experienced team ensures secure, seamless, and transparent transactions every step of the way.
Why Choose Our Title Services?
Comprehensive protection for your most important investment
Who Needs Title Insurance?
Homebuyers
Protect your largest investment
Investors
Secure your property portfolio
Lenders
Safeguard your lending interests
Developers
Ensure clear title for projects
Lawyers
Trusted partner for closings
What Our Clients Say
As an account executive, I rely on title partners who move fast and get things right the first time. Title X delivers clear title work, quick turnarounds, and consistent follow-through from start to finish. Their efficiency helps my loan officers close on schedule and keeps our borrowers happy. I genuinely enjoy working with Title X because they make every transaction smooth and dependable.
As a mortgage broker, I depend on title partners who deliver accurate work and make my clients feel confident through the process. Title X consistently provides clean title commitments, timely updates, and perfectly balanced closing packages. Their precision and reliability give me peace of mind knowing every loan will close smoothly and reflect well on my business.
"What I appreciate most about Title X is their communication and teamwork. They’re always available when needed, keep everyone informed, and handle situations with a calm, professional approach. It feels like they’re working alongside us to get every deal across the finish line. I keep coming back to them because they make every closing easy, reliable, and well-coordinated."
As a mortgage broker, I deal with tight timelines and unexpected changes all the time. What stands out about Title X is how quickly they adjust without letting anything fall through the cracks. Their ability to stay calm under pressure and still deliver accurate work keeps my clients happy and my closings on track.
"As a mortgage professional, I value partners who help me move loans from clear to close without friction. Title X stands out for their speed, accuracy, and technology that keeps every stakeholder aligned. Their team anticipates what’s needed before I even ask, which saves time for both my processors and clients."
