6-HOUR AVERAGE TITLE COMMITMENT DELIVERY • FIRST AMERICAN • WESTCOR
6-HOUR AVERAGE TITLE COMMITMENT DELIVERY • FIRST AMERICAN • WESTCOR
HELOC TITLE INSURANCE & CLOSING SERVICES | TITLE X
Fast. Secure. Nationwide.
Title X delivers residential title insurance, title clearance, and closing services purpose-built for Home Equity Lines of Credit across 30+ states with a proven six-hour turnaround from completed order to commitment.
Whether you are scaling your HELOC portfolio, protecting your pipeline, or closing on time, we make the process simple with clear communication, smart technology, and experienced people you can rely on every time.
A Home Equity Line of Credit is a revolving second lien secured by the borrower’s equity. Lenders need fast title clearance, accurate title insurance, and airtight closing to fund with confidence.
Our team is built to meet the strict policy, timeline, and documentation requirements specific to HELOCs.
From straightforward HELOCs to complex lien and vesting structures. We close with precision and speed. Our standard 6-hour title commitment turnaround helps your pipeline stay liquid and your borrowers move forward.
Standard 6-hour title commitment turnaround for faster loan decisions.
Proven workflows, smart technology, and top title professionals.
Licensed and operational in 30+ states.
AI-assisted tools, real-time updates, Secure Document Management, and a seamless experience.
Comprehensive ownership search and lien review to confirm a marketable title and identify risks so your HELOC can close on time with the right protections in place.
We issue ALTA commitments and title insurance policies that meet lender and investor requirements. HELOCs often require a second mortgage priority policy, and we deliver it accurately and on time.
Ownership, lien, tax, and vesting reports maintained for revolving credit structures. Legal descriptions and prior lien status reports tailored to your program needs with clear and concise documentation.
Secure fund handling, document recording, and post-closing support from order to wire.
Designed for high-volume HELOC lenders and investors with consistent SLA-driven timelines and scalable service delivery.
Place your order with complete borrower, property, and lender information.
We perform a deep title search and examination.
6-hour standard commitment delivery with clear requirements and lien status identified.
We prepare documents, coordinate with parties, and schedule closing.
Secure closing, funding, and recording.
We record the lien, issue final documents, and provide post-closing support.
We emphasize real-time tracking, proactive communication, and service SLAs, including quality metrics.
HELOC lenders, investors, banks, and credit unions
Mortgage brokers and wholesalers partnering to close more loans
Credit unions and community banks
Mortgage bankers expanding home equity lending
Real estate partners seeking trusted second mortgage closing services
In most HELOC transactions, the lender requires a lender’s title insurance policy to protect its secured interest in the property and its intended lien priority. Title review also identifies existing liens, judgments, taxes, and other matters that could affect the lender’s security interest.
Title X delivers title commitments in as little as six hours on complete orders. Our streamlined examination process is designed to help lenders move HELOC transactions from application to closing without unnecessary title delays.
A lender’s title insurance policy is typically issued in the amount of the insured HELOC, subject to applicable underwriting guidelines and state requirements. The policy protects the lender against covered title defects and lien-priority risks.
Yes. Title X reviews existing mortgages, liens, and other encumbrances to determine the HELOC’s intended lien position and coordinates applicable payoff, release, or subordination requirements necessary for closing.
Yes. Title X is built to support high-volume HELOC programs through standardized workflows, scalable title operations, rapid commitment turn times, and dedicated account support.
Title X provides HELOC title and closing services across more than 30 states, including Texas, giving lenders a single title partner for regional and multi-state lending programs.
Let Title X move your HELOC loans forward with speed, reliable execution, and nationwide coverage.